S&P 500 → S&ME

投資自己穩賺不賠。

Getting an extra 2% return on your $100k investment account is$ 2,000. That same energy deployed into increasing your earning power could have a far more dramatic financial impact.

Never think twice about investments in yourself. They pay long-term dividends.

Examples

Books/Courses etc. (Things that make you smarter)
Mentors (Network)
Sleep
Quality healthy&nutritious food
Physical health (Fitness)
Mental health (Wellbeing)
Things that save you time
Traveling
Enriching/perspective-altering experiences/inspiration
- The expense of something special is forgotten quickly. The experience lasts a lifetime.
- Memory Dividend: the continued tail of “payouts” you receive from re-experiencing an experience in the future
- Identity Capital: the base of experiences and traits that make us unique. When you’re young, seek to build identity capital—pursue interesting experiences as much as you can. As you grow, leverage your identity capital to accelerate your career and life.
- Nostalgia: to intentionally have experiences
- E.g.,
  - Dinner with friends
  - Going to a new coffee shop